Guides and Tips
Buying a property: every step of the process, from the initial plan to handing over the keys
6 min read
Buying requires method and composure. Here is the process of a successful purchase in 6th arrondissement and in 6th arrondissement, 10th arrondissement, to move forward with confidence and without unpleasant surprises.
Defining the scope of your project and your budget
Before you start viewing properties, set out your requirements: type of property, floor area, number of bedrooms, exterior, preferred area and non-negotiable criteria. Having a clear plan saves you valuable time.
Get your borrowing capacity assessed by your bank or a mortgage broker. A solid financial plan — deposit, target monthly repayment, loan term — will make you a credible buyer when the right property comes along.
Search effectively and visit properly
Beyond portals, a local councillor like Benjamin Buisson knows about upcoming properties and neighborhoods: this is often where the best opportunities are, sometimes before they go online.
When viewing a property, look beyond the décor: check the condition of the building, insulation, damp, nuisances, service charges, the Energy Performance Certificate (EPC) and any work that may be required. Viewing a property at a different time of day can often provide valuable insights.
From the offer to the signing
A well-structured offer is not just about price: deadlines, terms and the reliability of the financing are just as important to a seller. A fair offer, made at the right time, often wins out over a higher but less secure offer.
Once the offer has been accepted, the next steps are the preliminary agreement, followed by the cooling-off period, the loan application process and the signing of the deed at the solicitor’s office. Each stage has its own documents and deadlines: having someone to guide you helps you avoid any missteps.
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Common Questions
It isn’t essential, but a provisional calculation or an agreement in principle from your bank makes your offer much stronger. This reassures the seller that you are able to see the purchase through to completion.
